Interview Experiences of T.I.M.E. Students - SBI ASSOCIATE CLERKS
Interview – 1

No of Panelists: 3

Duration: 10 minutes


1. Where did Lord Buddha attain Gnanodayam?

2. Who is Nada Brahma?

3. Who is called 'Andhra Bhoja'?

4. What is the difference between P&L account and Trial Balance?

5. Why is depreciation calculated?

6. Tell us about your family

7. What steps should be taken to promote women's education?

8. What is the role of foreign banks in India?


Interview – 2

No of Panelists: 3

Duration: 25 minutes


1. What did you learn in Nursing?

2. What are fractures? Why is bandage used and why not plaster?

3. What is Alzheimer's disease?

4. Why do you want to get into banking which is very different from nursing?

5. How is nursing related to banking?

6. How are your strengths suitable for a career in banking?

7. Why are not many women unable to reach top positions?

8. What are alternative channels?

9. Name four former Prime Ministers of India.


Interview – 3

No of Panelists: 3

Duration: 25 minutes


1. Tell us about yourself

2. Why do you want to move to banking from Mechanical Engineering?

3. Why are you interested in banking?

4. As a Mechanical Engineer, you will have many opportunities.Why banking?

5. What is fulcrum?

6. What is centre of gravity?

7. What is the difference between fulcrum and centre of gravity?

8. Who is called the Father of Engineering in India?

9. Why is he called the Father of Engineering?

10. What is CTS? (Cheque Truncation System)

11. What do you mean by ‘Money Infuse'?

12. Give the name of an international credit rating agency.

13. You have to deal with different people as a clerical officer. People will shout at you. Why do you want to be in banking?


Interview – 4

No of Panelists: 3

Duration: 5 minutes


1. What is your native place?

2. Why did you shift from IT to banking?

3. Why did you resign from your IT job?

4. You will get paid more in IT. You will get half that salary in banking. Are you willing to work?

5. Your paper on Network Security was published in IEEE journal. Tell us about it.


Interview – 5

No of Panel Members: 3

Duration: 20 min


1. Do you favour linguistic states?

2. What are the advantages of having linguistic states?

3. Talk about POSCO project in Odisha.

4. What is Green Revolution?

5. Name the states that share border with Andhra Pradesh

6. Are women secure in India? (Please speak in Telugu)


Interview – 6

No of Panel Members: 3

Duration: 25 min


1. What is your father?

2. What is the full form of NTPC? (The student's father works for NTPC.)

3. What are your hobbies? (Ans: Reading)

4. Name a few books you read.

5. Name some Indian authors who write novels in English (Ans: Salman Rushdie, Arundhati Roy, Chetan Bhagat)

6. Tell us about Salman Rushdie and Arundhati Roy.

7. Name the controversial book written by Salman Rushdie.

8. 'Arundhati Roy'- this name is also famous in which other field?

9. Arundhati Roy won the Booker Prize for which book?

10. If we move uphill, the temperature will come down.Why?

11. If we sleep under a tree at night, it will be suffocating. Why?

12. Are microorganisms useful or harmful? Give examples.

13. What do you understand by KYC? Why is it used?

14. What are the different types of loans available?

15. What do you mean by unsecured loan? Give example.

16. What is Overdraft?

17. Overdraft is given for SB or CA holders?

18. Who is given OD?

19. Define Repo Rate.

20. What are the functions of a bank?

21. Tell us all the differences between a cheque and a demand draft.

22. Tell us the procedure of obtaining a demand draft.


Interview – 7

(Ex-serviceman; already selected for SBI Clerk)


No of Panel Members: 3

Duration: 15 min


1. Tell us about your job profile.

2. Tell us about your role and responsibilities in your job

3. What are all the places where you had been posted in your job?

4. What is a bank?

5. What are the new services offered by a bank?

6. Explain in detail all the differences between credit and debit cards.

7. What is Monetary Policy? Who formulates it?

8. What are the objectives of Monetary Policy?

9. Explain CRR, SLR, Repo Rate, Reverse Repo Rate, Bank Rate and Marginal Standing Facility Rate.

10. How is liquidity controlled through Monetary Policy?

11. What is Demat account? Who uses it?

12. What are Asset Management Services?

13. What is inflation?

14. What is NPA? What are the measures taken by a bank to control NPA?


Interview – 8

No. of panelists: 3


1. What is your date of birth?

2. When did you retire from the Indian Air Force?

3. Where were you posted and what are the peculiarities of those places?

4. How do you compare Kanpur and Gwalior?

5. Which river flows through Kanpur?

6. Which are the places from where raw leather comes to Kanpur for treatment?

7. As a Sociology student, what are your views on crimes against women? What could be the reasons for such crimes happening against women?