T.I.M.E


Interview Tips - IBPS PO/MT VI!
(Chat Transcript)

hari : HI
hussain : Welcome to the session


hari : HELLO
hussain : Welcome to the session


harsha : HELLO SIR,I KNOW THIS IS NOT D QUE TO BE ASKED IN THIS SESSION BUT IAM REALLY CONFUSED SO PLEASE KINDLY HELP ME..
supratim : Please let us know what is your question .


hari : @ASIM SIR: HELLO
asim : Good Afternoon Hari


ramu23 : HOW LONG WILL THE INTERVIEW WILL BE SIR
hidayathullah : 15 Mins to 30 Mins


ramu23 : HOW LONG WILL THE INTERVIEW WILL BE SIR
hidayathullah : 15 Mins to 30 Mins


harsha : SIR I AM PREPARING FOR CET BUT I THOUGHT TO GIVE A TRY TO THE BANK EXAMS AND I HAVE CLEARED THE EXAMS SBI PO THEN IBPS PO ..SO WHETHER I SHOULD GRAB D OPPORTUNITY N SATART WORKING IN A BANK AS PO N COMPLETE MY MBA IN CORRESPONDENCE OR SHOULD I OPT THIS AND DO FULL TIME MBA FROM REPUTATED COLLEGE?
supratim : You can start working and then take a sabbatical to do full time MBA if required . There are 2 ways to look at it 1) Doing Bank Job and then MBA and again Job 2) Doing MBA and then Bank Job . Please do take one of the path depending on your suitability .


harsha : HOW IS THE JOB PROFILE OF A PO ?IS IT A DIFFICULT TASK ?HOW OFTEN TRANSFERS TAKE PLACE ?AS I STY IN MUMBAI SO IS IT POSSIBLE THEY CAN SEND ME OUT OF MUMBAI?
hidayathullah : Not a difficult task. You will be trained thoroughly for 2 years before assigning the post. Transfers generally will be for every 4 to 5 years. PO can be posted anywhere in India. Hence preference of banks should be given very carefully.


harsha : SIR IF YOU COULD REPLY IT WILL BE A BIG HELP PLEASE DO RPLYYYYYYYY
asim : My colleague is answering your query, please be patient, best wishes.


arundhatu : HOW SHOULD I PREPARE FOR INTERVIEW ? WHAT KIND OF QUESTION OTHER THAN PERSONAL WILL THEY ASK ? THIS IS MY FIRST ATTEMPT AND I M FROM PHARMA BACKGROUND, HOW TO JUSTIFY HOW MY EDUCTION WL HELP BANK TO GROW BECAUSE I M NT ABLE TO RELATE IT WITH BANKING
supratim : There are skill sets like working in a team , meeting deadlines , coordinating with different departments , delivering result under difficult circumstances which you have acquired in your pharma jobs , relate those skill sets with the job demand of a PO . In an interview they can ask anything . You have to patiently answer all of them . Please do prepare basic concepts of economy and finance such as WPI , CPI , Repo Rate , Reverse Repo Rate , GDP , GNP , CRR , SLR etc and their implications . Do prepare answers for challenges banks are facing and the way out . Read news paper everyday to know more about current socio-political and economic situations of country and world. Most importantly , please visit our centers and request for Mock PI's . All The Best .


harsha : @ASIM SIR,SURE SIR AND IAM SORRY FOR BEING IMPATIENT
asim : No problem, all the best.


harsha : SIR WHAT WOULD U PREFER IF YOU WOULD B DER ON MY PLACE?DOING MBA AND THEN JOB OR BANK JOB THEN SABBATICAL LEAVE FOR MBA AND AGAIN CONTINUING WITH THE JOB?
supratim : Bank Job and then full time MBA from IIM. Why : I will gain experience and buy time for preparation for CAT . This is my personal opinion . You may decide otherwise based on your situation .


john : REALLY WORRIED ABOUT A CONVERSION. BEING ABLE TO CLEAR ALL MAINS. BUT NOT ABLE TO MAKE IT INTO ANY MERIT LIST OF ANY BANK. 2 YRS OF HAVING NO JOB., WHAT SHOULD I DO? TAKE UP A JOB NOW? OR KEEP TRYING ONE MORE YEAR
supratim : Take up a job and keep trying for Bank Jobs side by side.


harsha : SIR IS IT SURE THAT THEY WILL PROVIDE ME SABBATICAL LEAVE FOR MBA ?BCOZ MBA IS A 2 YEARS COURSE SO WOULD I B ABLE TO DO MBA AFTER JOINING AS PO BCOZ AS I HAVE TO DO MBA AND IF JOB DOESNT DEMAND MBA DEGREE WOULD THEY STILL ALLOW ME TO PERSUE MBA ?
supratim : Banks / SBI do give sabbatical or leave without pay so that employee's can pursue further education . Going forward every job needs certain kind of managerial skill . But you are forgetting the most important thing - MBA does not have any age limit and with a job your waiting time to do MBA can also increase and if got IIM then you have a chance to leave the job also altogether to pursue MBA.


john : WHAT CAN BE THE KARUR CUTOFF?
hidayathullah : Difficult to predict. Cut offs depend on no of test takers, difficulty level of the paper etc..


john : HOW IS SOUTH INDIAN BANK? REVIEWS PLZ
supratim : Good.


john : WHEN CAN WE EXPECT IBPS CLERKS RESULT?
hidayathullah : Result and Allotment will be most likely in April 2017.


arundhatu : WHAT ARE CHALLENGES OF BANKS OTHER THAN NPA
supratim : There are many. Like financial inclusion , high cost of borrowing , technological disruption , competition , cost of hiring -retention , slowing growth of economy to list a few. Read more. Please do visit rbi.org.in to read speech of RBI dignitaries .


harsha : SIR IS IT TRUE THAT THERE IS NO VALUE FOR CORRESPONDENCE MBA?ARE THERE ANY TOP COLLEGES WHICH MAKES MBA CORRESPONDENCE A VALUABLE COURSE?
supratim : Doing correspondence MBA does not ad much value . Not suggested .


mohini : HELLO SIR, MY PI IS GOING TO BE HELD AT PUNE - BANK OF MAHARASHTRA WHAT SHOULD BE MY REASON FOR NOT PUTTING THAT BANK IN MY 1ST PREFERENCE LIST?
hidayathullah : What is the reason from your side for not giving as first preference?


harsha : SO SIR I CAN TAKE A JOB OF PO AND CAN WORK AS A PO FOR 2 YEARS AND THEN ASK FOR A SABBATICAL OR LEAVE FOR MBA AND THEN IF I WANT I CAN CONTINUE WITH THE BANK JOB OR I CAN SEE FOR A PRIVATE SECTOR JOB ON MBA DEGREE BASIS..
hidayathullah : Dear Harsha, Sabbatical leave will be granted after taking undertaking / bond. I am afraid you will not be allowed to take up others jobs.


mohini : @HIDAYATHULLAH I WAS NOT KNOWING AT THAT TIME THAT PREFERENCE LIST IS SO IMPORTANT
hidayathullah : What you can do is justify the banks you have given priority in your list.


harsha : THERE WILL B ANY TIME LIMIT RETURN IN D BOND ?HOW MANY YEARS I HAVE TO WORK WITH THE SAME BANK AFTER UNDERTAKING BOND ?
hidayathullah : Different for each bank. Our suggestion is to decide the bank first and meet some senior employee of the bank for better understanding of the issue. Completely a HR Policy.


arundhatu : WHY FED.GOV (USA) INCREASE RATES WHAT ARE ITS IMPACT?
supratim : Capital will flow out from emerging markets towards USA if their economy is not strong . This will be the most immediate impact .


john : CAN WE EXPECT LIC AAO OR IPPB CLERKS SOON?
hidayathullah : May be in next couple of months.


arundhatu : HOW TO REDUCE NPA..
hidayathullah : Dear Student, We will do GA preparation CHAT. We suggest to ask these questions in that particular CHAT.


mohini : DO I NEED TO MENTION THAT "I AM DOING MCOM AT PRESENT" IN HE INTERVIEW?
hussain : Yes,you need to be well prepared of your subjects


arundhatu : OK, I THOUGHT WE CAN ASK TECHNICAL QUESTIONS TOO
hidayathullah : You can ask questions related to Interview Preparation. Technical in GA Preparation CHAT.


sreeja : SIR, I HAD NOT SAVED A COPY OF THE APPLICATION FORM WITH PREFERENCES BEFORE THE EXAMS, SINCE I DID NOT KNOW IT IS IMPORTANT. IS IT REQUIRED FOR THE INTERVIEW? BECAUSE THEY HAVEN'T ACTIVATED THE APPLICATION REPRINT LINK TILL NOW
hidayathullah : May be in next week,link to reprint will be activated.You can take print out.


harsha : SIR WHAT WILL B THE USE OF DOING MBA TAKING LEAVE FROM JOB BCOZ ILL B DOING MBA FROM A REPUTED COLLEGE PROVIDING CAMPUS RECRUITMENT AND I WILL NOT B ABLE TO TAKE THE ADVANTAGE OF IT.. AFTER COMPLETING MBA AND CONTINUING WITH THE BANK JOB AND IF I WANT TO LEAVE THE BANK I MYSELF HAVE TO SEARCH FOR D JOB AGAIN..
hidayathullah : Harsha, Are you a T.I.M.E. student? Which place are you from?


arundhatu : DO WE NEED TO TAKE OUR RESUME AS I HAVE 5 YEARS OF EXPERIENCE IN PHARMA FIELD , WL IT HAVE NEGATIVE IMPACT?
hidayathullah : Biodata form will be given. You have to fill and carry with you. You may also have a copy of biodata with you. No negative impact of Work Exp.


mohini : @HUSSAIN SIR HOW TO TACKLE THE QUESTION THAT "HOW WILL YOU MANAGE MCOM WITH YOUR JOB" SINCE I AM DOING MCOM IN MUMBAI AND MY POSTING WILL BE MOST PROBABLY IN OTHER STATE OR OTHER DISTRICT?
hussain : In which year you are now


john : SIR ANY OTHER BANK RECRUITMENTS COMING UP IN FEB OR MARCH? OTHER THAN SOUTH INDIAN.
hidayathullah : Please regularly visit http://www.time4education.com/local/articlecms/notifications.php?course=Bank for upcoming bank exam notifications.


mohini : @HUSSAIN PRESENTLY I AM IN 1ST YEAR 2ND SEMESTER
hussain : Don't worry, you can avail leave without pay to pursue further/higher education.


harsha : IAM NOT A T.I.M.E STUDENT
hidayathullah : Our suggestion is to first do MBA and then write bank and other exams. You will also be eligible for Specialist Officer posts in Banks after MBA like Marketing Officer, Finance Officer, HR Officer etc..


arundhatu : I M STAYING WITH MY HUSBAND AND CHILD , WL THEY GIVE PREFERENCE FOR POSTING
hidayathullah : Yes. Preference will be given to girls. Home state will be given.


harsha : @T.I.M.E FACULTY THANK U SOOOOOO MUCH FOR ALWAYS BEING SO AWESOME ...
hidayathullah : You are Welcome.


john : IS IT NECESSARY TO READ STATIC GK FOR THE INTERVIEW? DOING BANKING RELATED QUESTIONS ONLY
hidayathullah : Better to give one round of reading on Static GK also. Questions will be from Banking, Economy, Current Affairs and Academics.


mohini : SIR IF THE INTERVIEWER ASK ME THIS QUESTION WHAT SHOULD BE MY PROBABLE ANSWER? "SUPPOSE A CUSTOMER COME TO ASK FOR A 100CR LOAN AND HE IS ALREADY IN DEBT OF 20CR AND IF THE LOAN IS NOT SANCTIONED HIS COMPANY WILL BE SHUT DOWN... SO SHOULD I GIVE HIM THE LOAN OR NOT?
supratim : Answer to interview panel : I will discuss this with my seniors and take appropriate decision which benefits our Bank . Please remember there is a process to be followed before sanctioning any loan . We do not sanction loans based on emotion .


arundhatu : MY HUSBAND IS HAVING TRANSFERABLE JOB ? DOES BANK GIVE TRANSFER AT HUSBAND' S PLACE?
hidayathullah : May not be possible every time.


harsha : SIR JUST LAST QUESTION IS IT TRUE THAT INSPITE OF DOING MBA IN OTHER FIELD NOT IN SALES STILL WE WILL B ASKED TO DO SALES FOR THE COMPANY?AS IAM NOT INTRESTED IN SALES .
asim : Not true as long as you secure employment in a good organization. Therefore it is important to pursue MBA program from one of the premier B-schools like the IIMs.


john : THANKS ALL.
hussain : Welcome, All the best


mohini : @SUPRATIM SIR PSB ARE FOR WELFARE FOR PEOPLE AND PROFIT MOTIVE IS NOT OUR PRIMARY AIM SO SHOULD WE SANCTION THE LOAN?
supratim : True. But PSB also have to take care of its receivables so that NPA does not increase further . That's why your answer should be : I will discuss with my seniors before taking any decision.


T.I.M.E