Interview Experience 1:

Time: 10 - 12 Min.

Panel: 1 female member and 4 male members

QUESTIONS:

1. Introduce yourself to us.
2. Tell us about your father's job.
3. Who is the present Minister of Defence and Minister of Home Affairs?
4. Who is Anna Hazare?
5. What are the differences between the NEFT and the RTGS?
6. Tell us about the Sukanya Samriddhi account.
7. Tell us about this place Murthal, where you did your masters?
8. Why did you choose banking as a career when your father is in the paramilitary force and brother is a defence personnel, and not the defence services?

Interview Experience 2:

Time: 10 - 12 Min.

Panel: 1 female member and 4 male members

QUESTIONS:

1. Introduce yourself to us.
2. Tell us about your home state.
3. Which entities are present in currency notes?
4. Have you ever handled large sums of money?
5. What do you see when you enter a bank?
6. Tell us about KCC.
7. Tell us about the black hole.
8. Do you know how to weave and about the Cheraw?

Interview Experience 3:

Time: 10 - 12 Min.

Panel: 1 female member and 3 male members

QUESTIONS:

1. Introduce yourself to us.
2. You did your internship in IIT Guwahati. Which famous temple is in Guwahati?
3. Why do you want to join banking?
4. What is your family?
5. What is the new pension scheme?
6. How does the RBI increase liquidity in the economy?
7. How does the RBI decrease liquidity in the economy?
8. What are the developments in a bank and what are the functions of a bank?
9. What are direct and indirect taxes?
10. How do you open an account in a bank?
11. What is bank guarantee?
12. What is pledging?
13. What is PMJDY?

Interview Experience 4:

Time: 10 – 12 Min.

Panel: 1 female member and 4 male members

QUESTIONS:

1. Tell about the agriculture schemes launched by the government.
2. What is financial inclusion and what are its requirement?
3. What is SIDBI?
4. Tell us about the Kisan credit card.
5. What do you know about the Jan dhan account and the overdraft facility?
6. What is the RBI and what is its role?

Interview Experience 5:

Time: 12 - 15 Min.

Panel: 1 female member and 4 male members

QUESTIONS:

1. What is the meaning of your name?
2. Tell us about the 360-degree appraisal system that you may have studied during your MBA.
3. Who does the appraisal in a company?
4. What is the recruitment process?
5. What are the reasons for losses in banks?
6. What is NPA and what are the stages of NPA?
7. How will you convince one person to open an account in you bank even if he has an account in other banks?
8. What are the different types of savings accounts?

Interview Experience 6:

Time: 8 - 10 Min.

Panel: 1 female member and 4 male members

QUESTIONS:

1. How do you save income tax?
2. When is the IPL starting?
3. Who started the IPL matches?
4. How many teams are there in the IPL?
5. Who is the captain of the Indian women's cricket team?
6. What is the order of her batting?
7. What is your view on privatisation of banks?
8. What is your view on mergers of banks?
9. How will you handle a rural posting?

Interview Experience 7:

Time: 10 -12 Min.

Panel: 1 female member and 4 male members

QUESTIONS:

1. Tell us about the benefits the state of Madhya Pradesh announced on International Women's Day?
2. On what parameters you will give loan to customers if you are a branch manager?
3. Suppose there is a woman who has a plot on her name. She wishes to construct a house on it, but she does not have any source of income of her own. Can a bank give loan to such people? If yes, tell us the procedure?
4. In case of a male person, the wife is the first nominee and not his children; similarly, in the case of a female, who will be the first nominee, her spouse or her children?
5. Tell us something about an NPA.
6. How can a bank avoid an NPA? However, if an NPA occurs, how we recover it?
7. What are SMA 1 and SMA 2?
8. How frequently can a bank inform the RBI about its performance?
9. What else did you study in the newspaper that was related to banks?
10. Have you heard the term Ombudsman?
11. Who are wilful defaulters?
12. What is the Marginal Standing Facility rate?
13. What is the current CAR in India as per Basel norms?
14. What is your father's occupation?
15. Why are you switching from engineering to the banking sector?